• +91 8848426738
  • info@vinchimfinance.com
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Services We Provide

GOLD LOAN

Gold is a strategic asset and is the best investment option always.

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Insurance

Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection.

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Health Care

Healthcare deals with generation, allocation and use of financial resources in the health system

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Why Choose VINCHIM

  • Easy and Transparent Documentation

  • Gold Valuation Done Before Your Eyes

  • Wide Range of Gold Loan Schemes to Fit Your Needs

  • Attractive Per Gram Gold Rates

  • Assured Safety and Security of Your Gold Ornaments and Jewels

  • Instant Loan Disbursal

  • No Hidden Costs Other Than Service Charges

  •  Timely Payment Reminders

  • Excellent Customer Service Assured

  • Quick and Secure Repayment Through Various Online and Offline Options

GOLD LOAN

Gold is a strategic asset and is the best investment option always. Considered as a symbol of prosperity in most cultures across the world, the gold serves you during your good as well as critical times. Gold loans from VINCHIM Financiers are the best choice to meet all your financial requirements. We assure you the best value for your gold. Hassle-free documentation, the lowest loan rates, transparency in dealings, and a customer-centric approach has helped us become one of the most preferred gold loan companies in Kerala.

Frequently Asked Question

How gold loans are beneficial over personal loans or other business loans?

Gold loans are beneficial over personal loans and other business loans in many ways.

  1. Firstly, it is the most transparent and simplest form of a loan.
  2. There are no long wait periods and documentation is quick and easy. The loan will be disbursed within minutes or hours depending on the purity of the gold.
  3. Unlike other types of loans, you need not submit any collateral or additional documents for securing the loan.
  4. The rate of interest for gold loan rates are much lower than personal loans.

What is a gold loan and how much loan can I take?

The gold loan is the type of short-term loan offered against gold jewelry or ornaments pledged by you. This loan has the shortest wait time among all other types of financial loans and is easily repayable, too. We have set the minimum gold loan amount to ? 1500 and there is no maximum limit set.

What type of jewellery can I pledge with VINCHIM Financiers?

You can pledge gold jewellery made of 18k, 22k, and 24k gold. However, we do not accept coins, bullions, or bars.

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